Bank Loans

Analysing the MFI cost structure

Posted on October 28th, 2010 in Bank Loans, Credit Freeze, funding for small business, India Shares, Loans Entrepreneurs, MFI Andhra Pradesh, MFI Cost Structure, Microfinance Default, Microfinance News Digest, Microfinance Source of Income, Operational Costs, Rate of Interest, Revolving credit, Self Help Groups In India, Start a business, State Level Bankers Committee

bank loan MFI creditBy Puneet Gupta , Nitin Chaudhry Having understood the deep transformative potential of access to finance and the barriers to accessing it, here’s a look at the fundamentals of the MFI cost structure in delivering finance. Broadly, an MFI’s costs consist of four components. The first is the rate of interest at which the MFI [...]

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Indian Banks not keen to back emission reduction projects

Posted on October 03rd, 2009 in Bank Loans, Carbon Credits, CDM Projects India, Certified Emissions Reduction, Clean Development Mechanism, India Shares

Blame absence of policy framework, regulator on carbon credit market.
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“If banks’ exposure to CDM projects is classified as priority sector lending then interest rates on such loans could come down. Further, tax incentives will encourage banks to lend to such projects.”
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K. Ram Kumar

Mumbai, Sept. 28 In the absence of a national policy and regulator [...]

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